It sure have happened to you, as well as to many people, to need some extra money until the end of the month. You don’t have anyone to ask for a favor since you are all in the same boat. You don’t have enough money and that’s it. What are you to do now?
You have probably heard many negative stories related to payday loan. Through the internet boom process, there were many sites people have created in order to scam people to get their money in advance and never return the amount taken. But right now, you shouldn’t worry about that anymore.
Minifinans.dk – making of
Back in 2006, Casper Ravn-Sørensen and his friend created a company that soon became a specialized digital marketing establishment. He and his friend, being two ambitious young men, have decided to further develop everything that they have created.
My first company was Media Denmark ApS and it was established in 2006. The company was specialized in online marketing, offering its clients different online solutions based on their business needs. The company was structured as a partnership; we were two partners managing Media Denmark ApS. We supported each other and were both passionate about our business concept, and wanted to further grow the business.
Loan from the bank or online?
Considering we are in 21st century, we should get things moving right? Our lives are just like on some fast lane, we cannot make anything on time and we sure need a few more hours in a day to get things done.
If you want to shop online, and you see something you really need, let us say, a ticket to Brazil which is on discount just for the week, you get a sudden desire to buy the ticket right away. But it’s the end of the month and you simply don’t have enough money to buy it. But still, it is burning under your feet, it’s a ticket to Brazil on discount!
The first thing you think of is loaning the money from your friend. Maybe even your boyfriend (you are certainly not going to loan money from your parents, right?) But there is no way. No one has that money right now.
Are you going to go to a bank?
If you go there, you are sentenced to wait in a row for hours. You are very well aware of that. And besides, you are to tell them the reasons why you need a loan, and answer all of those meaningless questions. We get it, the bank needs all the information. But isn’t it too tiring? It is just a ticket to Brazil you should buy, it wouldn’t be a big loan either way. Why make a huge deal out of it?
With Minifinans.dk, you can choose online, through your PC or Macbook, how much money you need. We strongly advise you that you don’t take more money than necessary. Just in case. Keep it simple and borrow the amount that is going to pay off and not be paid out.
Loan money through SMS service
Can you loan money from us through sending an SMS? Well, not exactly. We offer SMS service in that way that our site is mobile friendly. You can register on our site and submit a proposal with every device you can think of. It happens all the time that you are googling some offers on your phone and you do not have your computer nearby. In those cases, it is completely normal and, in fact, the easiest thing nowadays, to fill in a loan application on your mobile device.
The waiting time
The only thing that can get in the way is the waiting time for the confirmation of the registration. But is 2 days a lot actually? Considering that your “plan A” is the bank in any case, the waiting time for that type of process is sometimes even weeks long. Why exposing yourself to that kind of stress when it is completely unnecessary? Because you do not know how to make the application online maybe?
Filling in the application
But the steps are so easy. You are to choose the amount of money and then the time range in which you are to return the borrowed money. The only thing you should bear in mind is that you are the only person responsible to return the amount. That is why we would strongly advise you to take a week or two, just in case you forget that you have borrowed from us. You can also extend the deadline for the returning by contacting our customer service, but only before the time has run out of course.
I have decided to develop MiniFinans.dk since I think it is a really exciting project. I am very well-known with the industry through my work on digital marketing, which I have been engaged in since 2006. My business partner, Mads Emil Fast Dahlerup, and I, founded Finans 247 Aps in 2016 and started applying for a license in FSA. It’s a long process, but we were – and are – very targeted, so we met our goals within a reasonable time. I believe I have, through my various marketing companies, delivered over 100,000 loan applications. Our customers spoke to all the major lenders throughout Scandinavia so I knew the industry very well before I chose to spend a lot of time and money on the whole project. We weighed everything right from the start and I am sure the project will be successful. It is my skills in marketing regarding minimum loan/payday loan that certainly will be able to move mountains.
Remember – it is not your fault
Sometimes, it is hard to manage the finances because there are a lot of unexpected things that turn up. When you least expect it, someone can steal your bike, and you are to buy a new one, or your car could break. It can also happen that you have a tooth ache and we all know how much that costs (it is your wallet that hurts and not just your tooth). Especially if those situations come all of a sudden and leave you questioning what you have done with the last salary. And the last one. And the one before.
But Minifinans.dk can help you in those critical situations. The site is completely transparent when it comes to APR as well. The only thing is that, in order to be able to submit the application, you should be over 21. The thing we are checking is whether you have some experiences with credit bureau. If you have a bad debt, then you are not going to be eligible for acceptance.